Wholesale Insurance | Business | Travel Insurance |
International Insurance | Liability Insurance | Product Liability | Completed Operations
COVER AGENCY Ltd
Wholesale Insurance Broker Intermediary
Middle Market Company
"Business Travel Insurance and International Insurance
Reduce The Risk of Financial Loss"
A Practical Viewpoint; For Retail Brokers & Their Clients
Cover Agency, Ltd
A Wholesale Insurance Broker Intermediary
Brokers On A Multi-State Basis
NEWS ANNOUNCEMENT - SPECIAL Wholesale COMMISSION SALE
Oct 18, 2013
Cover Agency, Ltd is having a Blow-Out 20% Maximum Commission sale.
We have " automated, online binding and policy issue authority" in our office for most listed programs! All programs are from "highly rated" insurance companies.
1. Cover's pays up to 20% insurance broker commission for the following insurance products:
a. Professional Liability Insurance - 400 classes pay 20% Commission..
b. Digital Technology Industry E & O / MPL Package.Risks from potential service responsibilities, product liability, & IT / network risk exposures - 20% Commission
c. Directors & Officers Liability Insurance - 20% Commission
d. Employment Practices Liability Insurance - 20% Commission
e. For-Profit & Non-Profit Companies: Management Liability Insurance Package ( Optional Crime & Fiduciary Liability Insurance): 20% Commission
f. Environmental Liability Insurance - 20% Commission
g. "Environmental Contractor" Liability Package: General Liability + Contractors Pollution Liability +Professional Liability: 20% Commission
h. "Environmental Engineer & Consultant" Pkg of GL + CPL + PL: 20% Commission
i. "Alternative Energy Contractor & Consultant" Pkg of GL + CPL + PL:
j. International Executive & Professionals Travel Insurance (Includes Kidnap + Repatriation + Medical + AD&D + Concierge Services + GL + Excess Auto Liability + Property Insurance) Pkg: 20% Commission
k. International Business Insurance: (( GL (Includes Products Liability + Completed Operations Liability + Excess Auto) + Property (Inventory, Equipment, Real Estate, Travel Property) + Voluntary Workers Compensation + Employee Medical/AD&D/Kidnap Insurance + Ocean Marine)): 20% Commission
l. Commercial Umbrella Liability Insurance - 18% Commission
m. Commercial Excess Liability Insurance - 18% Commission
n. Superior BOP Insurance - 18% Commission
Sale notes and conditions:
i. Cover Agency, Ltd is licensed property and casualty producer in:
CT, IL, IN, NJ, NY, OH.
iii. Policy commissions separately determined for each policy by Cover Agency, Ltd. Commission sale rates subject to withdrawal, or change, without prior notice. option.
Additional Information, Contact: Priscilla Li, Vice President
If your company's insurance client is to succeed at doing international business, its management will need to understand the risks involved, and to obtain the assistance of a reputable retail insurance broker, who can do direct insurance business with us, Cover Agency, Ltd.
Cover Agency, Ltd. is a wholesale insurance broker intermediary.
We can place Employee Business Travel Insurance and International Busines Property and Liability Insurance in 170 countries for our correspondent retail insurance brokers' clients. In the event of a claim, the insured Business Employee may have direct contact with the insurance company's local offices or its representative in 170 countries.
Here is a PowerPoint Presentation explaining our most popular package for:
International Employee - Executive Travel Insurance plus International Company, Business Property & Liability Insurance Package
In other words, Cover Agency's correspondent retail broker has expanded his insurance brokerage business services geographically into:
Today, U.S. domiciled Middle Market Companies (In addition to the giants of industry) Do International Business,
through either the:
1. Internet, for International Sale
of Goods to a foreign company, professional, or consumer in another country;
2. Use of an international traveling sales force's, direct marketing and sale of goods (Or component parts of
natural resources; or
3. Use of an international traveling sales team to directly sell or license American Technology
(Patents, engineering, etc.) to foreign companies; or
4. Direct sale of business or professional services (Advice for
compensation is included.) by an American company or professional firm, to
a foreign company (Overseas or just across our border).
Beginning with a middle market company's
first international business marketing efforts to make foreign sales of goods or
services, to the initial business sale transactions and beyond, there is both a substantial
opportunity for additional ,profitable growth, and the
realistic possibility of serious unexpected financial expenses. Employees' international activities, or website/email business can result in the loss of
goods, or liability losses (Products issues, completed operations, accidents, etc.) unexpectedly impairing the company's capital or
Business management has choices;
Self-insure against the financial risk, with a willingness to pay a claim out
of the company working capital, or
Mistakenly believe that a "domestic insurance policy" will cover the business liability problems that may arise from international business, or
Operate in international business with an assumption that nothing will go
wrong, with no liability or responsibility to third party claimant(s), or
d. Obtain Business Travel and International Insurance
from a high quality, international insurance company, that does business in about 170 countries using local offices and correspondents, and will:
1. Be there when an insured crisis arises, to assist its insurance client just about all over the world,
2. Reimburse an insured client's fire or theft loss,
3. When an international liability claim occurs in a foreign country, Retain local defense counsel, defend, and if necessary, pay an
insured liability claim plus the legal defense fees. This type claim can be anything from an auto accident, other personal injury, products liability litigation, completed operations claim etc.
4. Deal with and payoff a kidnap situation, or a threat to destroy company assets.
5. Assist in the medical crisis expense to relocate an employee, even by airlift, if necessary, to obtain what may very well be, life-saving emergency medical treatment.
Management needs to protect the company's
capital from financial losses, if it:
1. Has one or more employee(s) who travels outside the U.S.
2. Exports products
outside the U.S., either on a retail basis, or as a manufacturer or wholesale
distributor, selling goods in foreign countries.
3. Markets, advertises, or sells products or services using the internet. Product liability lawsuits, and other claims, can occur without a one on one, personal, foreign country sale transaction.
4. Participates in
international trade shows and/or exhibitions.
5. Performs services (Or repair work) on
location, in one or more foreign countries.
6. Sells products and/or services using foreign licensees as
representatives as part its marketing program.
Business Travel Insurance, packaged with
property and casualty International Insurance, often provides adequate
financial protection for a middle market company doing international business.
Some of the most common risks are:
1. Products liability claims and legal fees in a foreign country,
from one or more injured foreign located plaintiffs, in a foreign court (Not
covered by domestic liability policy issued for U.S. liability claims).
2. Completed operations liability claims and legal fees in a foreign
country, resulting from many types of claims, including construction work
completed in an overseas location (Or across our border).
3. Fire damage to the company's contents, stored at a foreign warehouse,
storage facility, or a hotel storage facility, etc. Property insurance would be required.
4. Medical expenses for an accidental disability due to employee
on the job injury.
5. Serious disease causing bodily injury or
disability, contracted by employee, while on the job.
6. Foreign national employee's medical costs, due to on the job injury.
7. Medical complications in a foreign location, requiring
evacuation to qualified facilities. In many parts of the world, to save a life,an employee might need to be air lifted out of a particular location in: China, Southeast Asia, Central Asia, Central America, South America, Eastern Europe, Middle East, North Africa, Africa.
8. Medical costs, not due to on
the job injury.
9. Rental car liability and legal defense fees, resulting from a
third party plaintiff's lawsuit in a foreign country.
10. Rental car accident damage.
11. Employee protection
expenses, resulting from an employee kidnap and hostage
for ransom situation.
12. Extortion threat to disclose proprietary company
information with a demand for money.
13. Theft of employee business related personal property.
14. Natural disaster requiring employee evacuation to
a safe location.
15. Third party property damage liability lawsuit.
16. Damage to premises rented to company or to
employee on behalf of company.
We are Cover Agency, Ltd. We assist our retail independent broker correspondents to provide both International Business Travel Insurance, and International Business Liability and Property Insurance, for their clients. We have the know-how to focus upon client insurance protection for companies
who market internationally, either using the internet, or sending employees
overseas to sell goods, or using foreign licensees to sell goods or services, or shipping goods to foreign countries, or providing overseas business services to foreign companies.
Our Automated, Prompt, "Quote, Bind, Issue" Business Travel & International Insurance system, targets same day to 24 hour insurance quotes and binders, for qualified new business. More complicated qualified, international insurance requests will also receive a fast manual quote.
For Additional Information Contact:
Cover Agency, Ltd.
Direct: (347) 886-9778
Office: (718) 591-2400
179-14 Union Turnpike
Flushing, New York 11366
COVER AGENCY, Ltd
Auto Dealers-Call 718-591-2400
Bonds - Call 718-591-2400
Disability Income-Sickness To 70
Disability Income Bus's Buyout
Disability Inc- Lump Sum Paid
Disability Inc- $50,000,000 Maximum
Disability Income - London
Food Industry Call 718-591-2400
Int'l Health Ins: 718-591-2400
Lessor Ins Call 718-591-2400
Lumber Products Pkg-Call 718-591-2400
Medical Facility Umbrella Liab
Medical Facility EPLI, D&O, Fidelity
NY ACTION OVER COVERAGE - Call Yes
NY Action Over Coverage-Yes
Professional Liability 900 Classes
Prof Liability- Architect, Engineer
Professional Liability- Contractor
Real Estate-Big Capacity 7185912400
Recreation, Sports Pkg- Call 718-591-2400
Restaurant Contamination Insure
Restaurants - Call 718-591-2400
Restaurants, TakeOut 718-591-2400
Retail, Wholesale, Mfger
Structured Credit Ins 718-591-2400
Sub-Contractor Liability NY CT IL IN OH
Surety Bond - Call 718-591-2400
Vacant Realty-Call 718-591-2400
Wood Products Pkg 718-591-2400