Business Resource Policy

Types of Companies:

1. For - Profit Companies organized or incorporated in the U.S.

2. Non- Profit Organizations (Or other entities.) organized (Or chartered) in the U.S.

3. Educational Institutions in the U.S.

Requirement:

Must have employees, agents,  volunteer workers who travel, work, sell products or services overseas, or that have locations outside the U.S.

Premiums: Minimum $2,500 or more depending upon limits and options.

Wholesale Business Resources International InsurancePackage Policy: Coverages, Limits, Options Include:

1. Commercial General Liability Including Products / Completed Operations

                a. $1,000,000 Each Occurrence

                b. $2,000,000  General Aggregate

                c. $2,000,000 Products Liability - Completed Operations Aggregate Limit

                d. $1,000,000 Personal and Advertising Injury Limit (Any one person

                or organization)

                e. $1,000,000 Damage To Premises Rented to You Limit (any one

                premises)

                f. $25,000 Medical Expenses Limit (any one person)

2. Contingent Auto Liability Insurance

            a. $1,000,000 each accident, combined Bodily Injury/Property Damage single   limit

            b. Hired & Non-Owned Physical Damage Limit $50,000 per accident/$50,000   per policy period .

3. Employers Responsibility Insurance

            a. Employers’ liability:  $1,000,000 to employees for Bodily Injury resulting from accident, or native to locality illness

            b. Medical evacuation/repatriation:  $1,000,000

            c. Coverage available: U.S. Nationals and Other Nationals

4. Assistance for Executives Services

            a. Combination of live travel assistance and  emergency  services including personal, legal and travel services, emergency medical, and concierge  services .

            b. International toll-free calling available 24/7 in 40 countries.

            c. Emergency political evacuation/repatriation:  $2,500 per covered person per event,   $10,000 policy limit

            d. Unlimited access to propriety e-Services including: global security, health reports and travel information, printable ID cards, passport stickers, etc. Coordinated through two
of the leading information providers.


5. Commercial Business Property & Time Element Insurance

            a. Business Property Insurance

            b. Real Property Insurance (Company Warehouses, Office Buildings, Land)

            b. Personal Property Insurance

            c. EDP and Other Objects

            d.  Salespersons’ samples, personal property, personal property in transit, or on exhibition, incidental cargo.

6. International Medical and Accidental Death & Dismemberment (AD&D) Insurance

            a. $50,000 automatic limit (higher limits available)

            b. Student and chaperone coverage available

7.  Kidnap & Extortion Insurance

            a.$250,000 automatic Kidnap & Extortion limit (Higher limits available).

Additional International Business Insurance -  Generally Available by Separate Policy:

8. Ocean Marine, Inland Marine, Equipment Marine Insurance - separate policy

9. Environmental - Pollution Insurance - separate policy

10. Accounts Receivable and Structured Term Credit Insurance - separate policy.

11. Merger and Acquisition - Transaction Insurance - separate policy

12. Commercial Umbrella Insurance - separate policy

13. Professional Liability Insurance - separate policy

For Additional Information, Contact:

Priscilla Li, Vice President

Cover Agency, Ltd

Email: priscillali@coveragency.biz

Phones:

Direct  (347) 886-9778

Office  (718) 591-2400

Executive Offices:

179-14 Union Turnpike

Flushing, NY 11366

Cover Agency is a multistate licensed property & casualty insurance broker, doing both

wholesale domestic and international insurance.